WOULD YOU LIKE TO SPEAK TO ONE OF OUR LOAN ORIGINATORS? CALL NOW

Mortgage Payment | Downsizing, Upsizing and Sideways-sizing

Mortgage Payment - Downsizing, Upsizing and Sideways-sizing: How to Manage Multiple Mortgages During Change   Your mortgage payment may come to mind whether you’re looking for your forever home, thinking of buying a bigger home or simply buying and refinancing the...

read more

New Federal Income Tax Changes

The new federal income tax brackets are now in place for 2018 and going forward. The new federal income tax rate have been called the most significant changes since the Reagan tax cuts back in 1981. And of course there will be the back and forth from both sides of the...

read more

Why Pay Rent When You Can Build Equity

We all need a place to live, right? Food and shelter are two of our most basic requirements and while eating habits vary from person to person having a place to live is not an option. It just depends upon where someone lives and why. There are two types of residents,...

read more

Why do I need mortgage insurance

The FHA (Federal Housing Association) did research in the late 50’s on mortgage default rate and concluded that homebuyers that put less than 20% down had a significantly higher default rate than people who had invested more than 20% down on their new homes. At this...

read more

Why Borrow Hard Money

Why borrow hard money? To understand why so-called hard money is so important in the real estate marketplace today, we need to know what the term actually means. As you might expect, hard money, or private money, has interest rates and fees that above the norm when...

read more

Where is the 10

Where is the 10-year Treasury Going to Be in Five Years? If you’re not in the mortgage business, a financial advisor or a portfolio manager, you most likely don’t pay much attention to the 10-year Treasury Note. But this index, along with other securities is followed...

read more

When is the Best Time to Buy Real Estate in Florida

Surely you’ve heard stories of real estate investors who just seem to have the golden touch, right? Maybe you’ve seen any number of shows on cable TV where someone finds a real diamond-in-the-rough and makes thousands of dollars when fixing and flipping the property....

read more

What is the VA Funding Fee

For most VA purchase money loans, the answer is a direct 2.15%. But the funding fee is more than just a number or a percentage but a key ingredient in the entire VA home loan program. Let’s break down what the funding fee is, its origin and why it’s necessary to...

read more

What is hard money

Hard-money or hard-equity refers to lending with little documentation or zero documentation on investment property. Unlike conventional financing hard-money lenders often lend to borrowers with no credit reports, zero bank statements and no tax returns. These types of...

read more

What Is a Reverse Mortgage

Are you a retiree? Maybe you’re getting close to retirement? There is a mortgage program you’ve probably heard of but it can take a bit of explaining. Just the term “reverse mortgage” sounds counterintuitive. What does the term mean? The term “reverse” is compared to...

read more

Get In Touch