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New Federal Income Tax Changes

New Federal Income Tax Changes

The new federal income tax brackets are now in place for 2018 and going forward. The new federal income tax rate have been called the most significant changes since the Reagan tax cuts back in 1981. And of course there will be the back and forth from both sides of the...
Why Pay Rent When You Can Build Equity

Why Pay Rent When You Can Build Equity

We all need a place to live, right? Food and shelter are two of our most basic requirements and while eating habits vary from person to person having a place to live is not an option. It just depends upon where someone lives and why. There are two types of residents,...

Why do I need mortgage insurance

The FHA (Federal Housing Association) did research in the late 50’s on mortgage default rate and concluded that homebuyers that put less than 20% down had a significantly higher default rate than people who had invested more than 20% down on their new homes. At this...

Why Borrow Hard Money

Why borrow hard money? To understand why so-called hard money is so important in the real estate marketplace today, we need to know what the term actually means. As you might expect, hard money, or private money, has interest rates and fees that above the norm when...