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What Is a Reverse Mortgage

Are you a retiree? Maybe you’re getting close to retirement? There is a mortgage program you’ve probably heard of but it can take a bit of explaining. Just the term “reverse mortgage” sounds counterintuitive. What does the term mean? The term “reverse” is compared to...

What is a Direct Lender and Why is it Important

The mortgage industry continuously evolves as lending guidelines change, new programs are offered and federal regulations are implemented. Yet even with these changes mortgage lenders mostly offer the same basic suite of mortgage loans including government-backed...

What Income Can I Use to Qualify for a Mortgage

Lenders are required to verify a borrower’s ability to repay the mortgage. Doing so protects both the lender as well as the borrower. The borrower takes out a mortgage and the monthly payments are comfortable for them and the lender is protected by receiving what is...

What Hard Money Lenders Look For

Real estate investors are always on the lookout for new opportunities. They know that when a potential project is found, many times it’s how quickly the investor can come up with the financing. Investors like to keep as liquid as possible in order to have cash on hand...

What Does Findings

What Does “DU Findings” Mean? Mortgage lenders have their own unique vocabulary. That’s not really that odd because most industries do have their own language they communicate with but with mortgages, consumers really don’t have the much experience with them and it’s...